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Terms

Please read the following terms and conditions carefully before using this site. By using this site you agree to abide by the terms and conditions. Do not use this site if you do not agree to abide by the terms and conditions.

Permitted Use

Any person is hereby authorized to view the information available from the Mortgage America Web Site for his or her informational purposes only and to print out pages from this Mortgage America Web Site for his or her own informational purposes only. Mortgage America is not seeking, nor will it accept unsolicited ideas, suggestions, or materials relating to development, design, or marketing of Mortgage America’s services and products Mortgage America’s adherence to this policy will avoid any misunderstandings among members of the public who submit comments and ideas related to Mortgage America’s Business. Any postings to this site and electronic mail delivered to Mortgage America (“Electronic Communications”) that contain unsolicited ideas, suggestions, or materials will be considered non-confidential and non-proprietary. Electronic Communications are, and will remain, the sole and exclusive property of Mortgage America and Mortgage America will have no obligation with respect thereto. Mortgage America may copy, disclose, distribute, incorporate, and otherwise use Electronic Communications and any information contained therein for any purpose whatsoever, whether commercial or non-commercial, without compensation.

Site Access and Requirements

You are responsible for obtaining access to this site, which may include charges from a third-party (such as an internet service provider). You are solely responsible for these charges. Portions of this site may require your browser to accept cookies, enable JavaScript and have third-party products such as Adobe Reader and Macromedia Flash Player installed. You are responsible for all settings and installations. If you choose not to enable these features or install these products you may not be able to use portions of this site. We are not obligated to monitor or enforce our content on this site and reserve the right to edit, refuse or remove our content on this site, at our sole discretion, without any obligation or any notice at any time. If you are dissatisfied with our content on this site, or with any of the terms and conditions, your sole and exclusive remedy is to discontinue using this site.

Choice of Law

We control, operate and administer this site within the United States of America. We make no representation that this site is appropriate or available for use in any other jurisdiction outside of the United States and the use of and access to this site from any jurisdiction where its contents are illegal or prohibited. You may not use this site or export any content of this site in violation of United States of America export laws and regulations. Anyone who accesses this site from a location outside of the United States will be responsible for compliance with all relevant local laws. The terms and conditions shall be governed by the laws of the Commonwealth of Pennsylvania, without giving effect to its conflict of law provisions. By using this site, you hereby consent to the exclusive jurisdiction of the federal and state courts located in the county of Dauphin, Pennsylvania and the city of Hanisburg, Pennsylvania, for any lawsuit brought under the terms and conditions or relating in any way to this site. Any cause of action that you may have with respect to this site must be commenced within six (6) months after the claim or cause of action arises. If, for any reason, a court of competent jurisdiction finds any provision of the terms and conditions to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the terms and conditions and the remainder of the terms and conditions shall continue in full force and effect.

Limitation of Liability

For your convenience or for the requirements to use this site, we may from time to time offer you access to information, goods and services provided by third parties. In relying on any such information, using or purchasing any such goods or services from such third parties you acknowledge that we are not acting as your general contractor, agent or advisor. We make no representations about, and we disclaim any and all liability for any such information, goods and services. Except for vendors with which we contract to provide services on our behalf, we do not endorse any specific service provider or vendor, provide advice on which service provider or vendor to select or guarantee the service providers’ or vendors’ information, goods or services. We will not be I liable in any manner to you or any other person for the failure of any information, goods or services from such third parties. Accordingly, without limiting the generality of the disclaimer set forth above, you hereby waive and release us, our parents, subsidiaries and affiliates, and each of our and their officers, directors, employees and agents from any dealings or transactions between you, on the one hand, and third parties from whom you obtain any information, good or services, on the other hand.

Proprietary Rights

The failure of Mortgage America to exercise or enforce any provision of the terms and conditions do not constitute a waiver of such right or provision. Our content on this site contains proprietary and confidential information and processes that are protected by applicable intellectual property and other laws. You agree not to modify, advertise, rent, loan, sell or otherwise distribute or create derivative works based on our content on this site for any commercial or non-commercial purposes without the express written consent of Mortgage America. You agree not to use our content on this site in order to reverse engineer or assemble, or otherwise attempt to discover any source code, methods, or processes. Links to this site are not permitted without the express written consent of Mortgage America.

Disclaimer of Warranties

THE INFORMATION CONTAINED IN OR ACCESSED VIA THE MORTGAGE AMERJCA WEB SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. MOREOVER, NO WARRANTY IS MADE THAT OPERATION OF THE MORTGAGE AMERICA WEB SITE SHALL BE ERROR-FREE, VIRUS-FREE OR UNINTERRUPTED. REFERENCES TO CORPORA TJONS, THEIR SERVICES, AND PRODUCTS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. IN NO EVENT SHALL MORTGAGE AMERICA BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR UNAVAILABILITY OF THE MORTGAGE AMERICA WEB SITE; THE INACCURACY OF ANY INFORMATION CONTAINED ON OR AVAILABLE VIA THE MORTGAGE AMERICA WEB SITE; OR ARISING OUT ANY INFORMATION CONTAINED ON OR AVAILABLE VIA THE MORTGAGE AMERICA WEB SITE.

Descriptions of, or references to, products, services, or publications within the Mortgage America Web Site do not imply endorsement of that product, service, or publication. Mortgage America makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. This publication could include technical inaccuracies or typographical errors. We reserve the right, at our sole discretion, to change, modify, add or remove any portion of the terms and conditions, in whole or part, at any time, without notice to you.