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Conventional Loan

Conventional Loan

Conventional Mortgage Loan Pennsylvania

Ideal solutions for the majority of borrowers, providing financing for as much as 95% of the purchase price along with affordable fixed or adjustable monthly interest rates. These loans typically require down payments of 5% of the purchase price. However, with a personalized conventional mortgage plan from Mortgage America, qualifying borrowers can receive home financing with down payments as low as 3% of the purchase price.

Note: For all down payments of less than 20% of the purchase price or appraised value, conventional mortgage loans must be insured by private mortgage issuers. Private mortgage insurance protects lenders and should not be confused with mortgage life insurance, which protects borrowers.

Talk to a Mortgage America Loan Officer for information about your specific conventional loan options.

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